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Manage Business Credit with CreditQ

New Launch

Lifetime Plan

Zero Settlement Cost

  • Pay once and use CreditQ for lifetime
  • Unlimited Defaulter Reporting – no limits on amount or number
  • Zero Settlement Cost – settle defaulters without paying wallet points
  • Unlimited Follow-up Holds without any wallet deduction

GST Registered Platform

Secure Data Handling

Dedicated Relationship Manager

Explore CreditQ in Numbers

At CreditQ, we believe in measurable progress. Our growing community of MSMEs, successful settlements, and verified business reports reflect the trust.

Highest No. of Defaulters by a Single Customer

Total Number of MSMEs Connected

%

Average Percentage of Settlements

Total amount reported defaulter

Are You Facing Similar Problems?

Default Payments

  • Buyers delay or refuse to make payments.
  • Severe cash flow issues & financial risk.
  • Operational difficulties for the business.

Irregular Defaulter Follow-ups

  • No follow ups on defaulters.
  • Defaulters ignore standard requests.
  • Outstanding dues keep increasing.

Irregular Buyer Follow-ups

  • Manual follow-ups are inconsistent.
  • No automated reminder systems.
  • Late payments become a habit.

Blind Credit Giving

  • No way to check buyer history.
  • Decisions based on “Trust” only.
  • Risk of dealing with habitual defaulters.

Our Solutions

Smart Services for Every Business Need

Comprehensive solutions to protect your business and make informed credit decisions

Report Business Defaulters Icon

Report Business Defaulters

Add non-paying businesses to our database to warn others and settle your dues.

Credit Information Reports Icon

Credit Information Reports

Access comprehensive credit reports before making business decisions.

Business Credit Management Icon

Business Credit Management

Tools and services to manage and improve your business credit profile.

Settlement Process Icon

Settlement with Defaulter

Structured process for resolving payment disputes efficiently.

Why Choose CreditQ?

See the difference between traditional debt recovery and CreditQ

Without CreditQ
Manual follow-ups
No credit information
High legal costs
No defaulter database
Time-consuming process
Uncertain outcomes
With CreditQ
Automated reminders
Business credit reports
Structured settlement
National defaulter database
Quick 3-step process
72% success rate
Empowering MSMEs With CreditQ

India’s 1st Business Credit & Info Portal

CREDITQ is India’s 1st Business Credit Management & Information Platform. It facilitates both Suppliers and Buyers to initiate a Business Transaction and get an acknowledgement for the same.

Empowering MSMEs to trade with confdence and recover dues efciently.

What Our
Customers Says

See how MSMEs across India are recovering their dues with CreditQ

Parmesh Tayal's Review

Esther Jackson

Pramesh Tayal

Indo Bio Agro Industries
(Shamli, Uttar Pradesh)

Many thanks to CreditQ for helping me get my payment. I added a defaulter and soon the defaulter approached me and settled the payment.

Esther Jackson

Aashish Kalra

Kalra Steel Traders
(Bharatpur, Rajasthan)

Irfan Ahmed's Review

Esther Jackson

Irfan Ahmed

M/S COOL TECH ENTERPRISES
(Bhopal, Madhya Pradesh)

CreditQ has saved my business from a lot of problem. I was about to close a huge deal with a client but when I checked and cross referenced the client’s credit report on CreditQ, I found that it was a defaulter in payment to many vendors. I immediately cancelled the deal. Later, I found that the same client cheated one of the other vendors in my city.

Esther Jackson

Sanjay Agarwal

Dangiya Lifestyles
(Jaipur, Rajasthan)

“आज के समय में उद्योग एवं व्यापार ना केवल प्रतिस्पर्धा से भरा है बल्कि जोखिम भरा भी है। पिछले कुछ समय से ही सिबिल जेसी संस्था बहुत जरूरत महसूस हो रही थी। जो कि क्रेता (बायर) और विक्रेता (सेलर) के मध्य जोखिम को लेकर पुल का काम कर सके। CREDITQ की ये पहल स्माल स्केल इंडस्ट्रीज और व्यापारियों के हितों के साथ न्याय करेगी इसी विश्वास के साथ शुभकानाएं बधाई सभी टीम सदस्यों को”

Esther Jackson

Sunil Jain

Akshya Steel Corporation
(Jaipur, Rajasthan)

Ajit Nair's Review

Esther Jackson

Ajit Nair

Placidus Health Solutions
Mumbai, Maharashtra

Shahnawaz Saiyed's Review

Esther Jackson

Shahnawaz Saiyed

STAR ENTERPRISES
(Vadodara, Gujarat)

“CreditQ जैसे Platform की जरुरत काफी समय से महसूस हो रही थी | मैंने CreditQ से जुड़कर अपने लोहे के व्यापर को सुरक्षित कर लिया है | हमारे लोहे के व्यापर में बड़ी रकम के बिल उधार दिये जाते है | अब मैं उनसे डील करने से पहले उनकी Credit Information Report चेक कर सकता हूँ और अपना बिज़नेस को बिना डरे आगे बड़ा सकता हूँ |”

Esther Jackson

Naveen Bansal

NATARAJ ROOFING PRIVATE LIMITED
(Jaipur, Rajasthan)

Madhur Gupta's Review

Esther Jackson

Madhur Gupta

MEERUT HOSIERY FACTORY
(Meerut, Uttar Pradesh)

Bhupesh Singhal's Review

Esther Jackson

Bhupesh Singhal

Singhal Sons
(Jaipur, Rajasthan)

आज कल बाजार में उधार लेकर पैसे न देने का प्रचलन बहुत ज्यादा चल रहा है | ये एक व्यापार को आर्थिक हानि पहुंचा रहा है और इसका कोई हल नहीं था | जैसे कि बैंक के पास सिबिल प्लेटफार्म है जिसमे वो अपने Defaulters को रिपोर्ट कर सकते है | अब CreditQ के इस देश में आने से हम सभी व्यापारियों को फायदा होगा | इससे हमारे रुके हुए पेमेंट्स और आगे दिए जाने वाले उधार में बहुत मदद साबित होगी | Thankyou CreditQ

Esther Jackson

Tarun Goyal

TARUN HARDWARE
(Jaipur, Rajasthan)

Jaywant Kumbhar's Review

Esther Jackson

Jaywant Kumbhar

V M TRADERS
(Mumbai, Maharashtra)

Pawan Shukla's Review

Esther Jackson

Pawan Shukla

M/S R.S.ENTERPRISES
(Varanasi, Uttar Pradesh)

Mithu Patel's Review

Esther Jackson

Mithu Patel

Pureflow Solutions Private Limited
(Rajkot, Gujrat)

Mancharam's Review

Esther Jackson

Manchharam

Swastik Sales
(Jodhpur, Rajasthan)

Frequently Asked Questions

Everything you need to know about CreditQ

Is CreditQ a legal debt settlement agency?
Yes, CreditQ operates within the legal framework of India. We are a GST registered platform that facilitates structured debt settlement between businesses. We do not engage in illegal recovery practices and all our processes comply with applicable laws.
Will the defaulter be notified?
Yes, once you report a defaulter, they receive automated notifications via SMS, Email, Phone call, and WhatsApp. These notifications inform them about the outstanding dues and provide them an opportunity to settle the matter amicably.
Is GST number required to use CreditQ?
While having a GST number is preferred as it adds credibility to your business profile, it is not mandatory. However, having proper business documentation helps in faster verification and better success rates.
How long does the settlement process take?
The average settlement time is 30-45 days, though this can vary depending on the defaulter's response and the complexity of the case. Our 72% success rate is based on settlements achieved within 90 days.
Is my business data confidential?
Absolutely. We follow strict data security protocols and your business information is stored securely. We never share your data with third parties without your consent. Our platform is built with enterprise-grade security measures.
What happens if the defaulter doesn't respond?
If the defaulter doesn't respond to initial notifications, we escalate the matter through additional channels. The defaulter's information is also added to our national defaulter database, which can impact their business credit rating and future credit access.
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